Hi Francois What are your interest rate expectations for the next few years? I’m especially interested in rate estimates till September 2011. Regards, Zafreen Hi Zafreen I wish I could say with certainty what will happen with the economy, inflation and interest rates over the next two years, but unfortunately the best I can do [...]

Hi Francois I need to compare the official and actual inflation rates. Where do I find information about the actual inflation rate? And what’s the difference? Regards, Monica Hi Monica You ask a very interesting question. The official inflation rate in South Africa is calculated by looking at how the Consumer Price Index (CPI) changes [...]

Hi Francois In one of your articles you mentioned “passive income” as being preferable. Would you elaborate or perhaps give pointers on how one would go about building a passive income stream? Regards, Sabelo Hi Sabelo Passive income is income that you earn without having to do anything. I’ve written quite a bit about passive [...]