If you want to find out more about how a financial advisor can help you and what qualities to look for in a good financial advisor, read this: What is a Financial Advisor? It is not the responsibility of a financial mentor, financial advisor or financial coach, or anybody else, to make you reach your financial goals.

A debt counselor assists people who have taken on too much debt. While you are under “debt-review”, you will not be able to make any more debt, until you’ve completed paying off all your debts according to your debt repayment plan.